Loan Consultant / Insurance Agency in kochi
Are you looking for a Loan Consultant / Insurance Agency in kochi for your business or personal purpose ?
Whether it is a Vehicle / Construction Equipment Loan, Business / Personal Loan, Home Loans / Loan Against Property (LAP), and Insurance Protection Plans, Icon the Best Loan Consultant / Insurance Agency in kochi make the process simple, transparent and hassle-free
About
Icon Finance -Well known Loan Consultant / Insurance Agency in kochi, was founded by three friends—Jipson Joseph, Louis M E, and Sajineshmon in 8th January, 2025, who together bring over 20+ years of experience in the Financial Services Industry.
Presently, Icon Finance – one of the Best Loan Consultant / Insurance Agency in kochi helps thier customers to avail Loans and Insurance Protection to meet thier all Business and Personal Goals through our esteemed Channel Partner- Banks, NBFCs and Insurance Companies across Kerala. through simple, transparent, and customer-focused approach.
Our Mission
"Simplify Financing and Insurance Protection process by connecting customers with trusted Channel Partners through reliable and personalised service."
Our Vision
"To become Kerala's trusted Loan and Insurance consultancy, empowering individuals and businesses with reliable, innovative, and customer-centric financial solutions for everyone."
Meet Our Founders
Guided by Experience. Driven by Trust.
Jipson Joseph
20+ years experience as Vehicle Loan DSA. Associated with numerous Banks & NBFCs in Kerala.
Sajinesh P
15+ years experince in Vehicle Loans. Specialized in Construction Equipment Loans.
Louis ME
20+ years experince in Vehicle loans, Worked in Kotak Mahindra, HDFC, HDB Finance, Mahindra Finance & Magma Finance
Our Services
Icon Finance - The Esteemed Loan Consultant / Insurance Agency in kochi, Kerala
Loans
Insurance
New & Used Commercial Vehicle Loan
New Car Loan
Used Car Loans
Construction Equipment Loan
Home Loan
Loan Against Property [LAP]
Buisiness Loan
Personal Loan
Vehicle insurance
Health insurance
Life Insurance
Marine insurance
General insurance
Medi claim insurance
Why Choose Us
Icon Finance - The Esteemed Loan Consultant / Insurance Agency in kochi, Kerala
Zero Cost Service :
You can enjoy our services absolutely free, we will not charge a single paise from customer end
Lowest Interest Rate :
As we are associating with Kerala’s Top Banks and NBFCs, We can ensure lowest interest rate for your specific profile.
Loan Disbursement In 24hrs :
We ensure the disbursement within 1 day after completion of documentation.
Doorstep Service :
Seamless doorstep service from document collection to final disbursement
Support for challenging cases :
Facilitate Loan to challenging customers suffering from Low Cibil Score, Lack of property Ownership, Poor Banking, abscence of prior experience etc.
All Kerala Service :
Our Strategic partnership with all leading Banks and NBFCs in Kerala, help us to provide service to customers from every nook and corner of Kerala.
Easy Process :
Our vast experience and knowledge help us to select accurate channel partner for a specific customer profile.
Our Lending Partners
Who We Help
Icon Finance - The Esteemed Loan Consultant / Insurance Agency in kochi, Kerala
Saheer K
Age – 45 years
Fleet Owner
Wants to purchase a truck to expand his fleet.
Facing loan approval challenges due to a low CIBIL score.
Through our network of selected banks and NBFCs, we help eligible customers secure funding, even with CIBIL-related challenges.
Vishnu Vijayan
Age – 35 years
IT proffessional
Planning to buy or build a dream home.
Looking for an affordable home loan with competitive interest rates and flexible repayment options.
We compare offers from leading banks and NBFCs to help customers find the right home loan with a hassle-free application process
Johnson EV
Age – 40 years
Driver
Looking to purchase a new or pre-owned car.
Searching for the best financing option with affordable EMIs.
We help customers compare vehicle loan options and secure the most suitable financing with minimal paperwork
Lijo Jospeh
Age – 30 years
Fleet Owner
Wants to protect family, property, or business from unexpected financial risks.
Unsure which insurance plan offers the right coverage.
We guide customers in choosing suitable life, health, motor, and general insurance plans through trusted insurance partners.
What Our Clients Say About
Icon Finance - The Esteemed Loan Consultant / Insurance Agency in kochi, Kerala
Frequently Asked Questions
Can I get loan with low cibil score?
Yes, some NBFCs and Local Finances will provide loans to low cibil score customers
Is ITR compulsory for Vehicle Loans?
Yes, except some Nationalised Banks all other financiers and banks will provide vehicle loans without ITR.
What is the normal interest rate for Home Loans?
For Banks it is 8.2% to 9% and for NBFCs it is ranging from 9% to 12.5%
Do you provide Insurance services?
Yes, We provide consultancy for Life, Health, Motor and General Insurance.
Can you help me choose the best loan?
Yes. Our experienced consultants compare multiple lenders to help you find a loan with competitive interest rates, suitable repayment options, and quick processing.
Who can apply for loans through ICON Finance?
We assist salaried employees, self-employed professionals, business owners, entrepreneurs, pensioners, and eligible individuals looking for financial solutions.
What documents are generally required?
Requirements vary depending on the loan type, but commonly requested documents include:
- Identity Proof
- Address Proof
- PAN Card
- Income Proof
- Bank Statements
- Property Documents (for secured loans)
Our team will provide a customized document checklist based on your application.
Do you charge consultation fees?
No, We will not charge any consultation fees.
Contact Us
Our Team is ready to help you find the right financial solution
